Empower Your Business with Corsea Capital Business Checking
From small companies to large corporations, we have an account that fits your business needs with all benefits to enrich your banking experience.
|
Basic Business Checking |
Simple Business Checking |
Elite Business Checking |
Ultimate Business Checking |
Analysis Business Checking |
Interest Business Checking |
Attorney Client Trust Checking | |
|---|---|---|---|---|---|---|---|
|
Ideal for |
Businesses with minimal transactions with internet banking necessities |
Businesses that are new and have low volume transaction activity |
Businesses with a need for greater transaction allowances with fraud protection |
Businesses with high volume transaction activity |
Businesses with high end treasury and volume business clients |
Businesses with low volume transaction activity with a desire to earn interest while staying liquid |
Specialty account for attorneys and law firms with interest earning requirements |
|
Interest Earning |
N/A | N/A | N/A | N/A | N/A |
0.15% |
3.74% |
|
Minimum Initial Deposit |
$100 |
$100 |
$100 |
$100 |
$500 |
$2,500 |
$100 |
|
Monthly Service Fee |
$18 |
$15 |
$40 |
$90 |
See Fee Schedule |
$20 |
$0 |
|
Average Monthly Balance to Waive the Monthly Fee |
$1,500 |
$5,000 |
$25,000 |
$75,000 |
See Fee Schedule |
$15,000 |
N/A |
|
Account Transactions (debits, credits, and deposit items) per month and transaction fees4 |
25 free transactions included; $0.45 per transaction over 25 |
200 free transactions included; $0.45 per transaction over 200 |
400 free transactions included; $0.45 per transaction over 400 |
500 free transactions included; $0.45 per transaction over 500 |
See Fee Schedule |
50 free transactions included; $0.45 per transaction over 50 |
Unlimited transactions |
|
Additional Checking Accounts |
Available5 |
Available5 |
Available5 |
Available5 |
Available5 |
Available5 |
Available5 |
Unlock your company's full potential
When you combine your Business Checking account with our comprehensive Treasury Management services, you gain access to powerful tools designed to enhance your business operations. Our solutions help you mitigate risks, improve efficiency, and reduce processing costs, ultimately boosting your profitability.
Our Treasury Management Solutions include:
- Business Online Banking (BoB): Access your accounts, manage transactions, and monitor your business finances conveniently online.
- Bill Pay with Expedited Payments: Efficiently pay bills and invoices, including expedited payments for time-sensitive transactions.
- Debit Card Available for Certain Accounts6: Enjoy the convenience of a business debit card for everyday purchases and cash withdrawals.
- Merchant Services: Accept credit card payments from your customers, streamlining your sales process.
- Remote Deposit Capture (RDC): Deposit checks electronically, saving time and reducing the risk of lost or stolen checks.
- Fraud Protection: Safeguard your business from fraudulent activity with our robust fraud protection measures.
- Wire Services: Send and receive international and domestic wire transfers securely and efficiently.
- Remittance Services: Easily transfer funds Worldwide and other countries.
- ACH Services (Incoming & Outgoing): Process electronic funds transfers for both incoming and outgoing payments.
FAQs
1. What is the minimum initial deposit required for a Business Checking account?
The minimum initial deposit depends on the type of Business Checking account you choose. For the Basic Business Checking, Simple Checking, Elite Business Checking, Ultimate Business Checking, and Attorney Client Trust Checking accounts, the minimum deposit is $100. For the Analysis Business Checking Account, it’s $500, and for the Interest Business Checking Account, it’s $2,500. Please refer to the table above for more details.
2. How many free transactions are included in each Business Checking account?
The minimum initial deposit depends on the type of Business Checking account you choose. For the Basic Business Checking, Simple Checking, Elite Business Checking, Ultimate Business Checking, and Attorney Client Trust Checking accounts, the minimum deposit is $100. For the Analysis Business Checking Account, it’s $500, and for the Internet Business Checking Account, it’s $2,500. Please refer to the table above for more details.
3. Can I access my Business Checking account online?
Yes, you can access your Business Checking account online through our Business Online Banking platform.
1 Reimbursements vary based on account type. Please see applicable Account Agreements for specific reimbursement terms.
2 Interest rates are variable and may change as often as daily without notice. Interest is calculated on the daily collected balance, compounded daily, and credited monthly. Interest begins to accrue on the first business day the Bank receives credit for the deposit of non-cash items (e.g., checks). For current rates, please visit the Deposit Rates page, call us or visit your preferred local branch.
3 Interest is paid to State Bar. Please consult with one of our Business Banking Representative for more details.
4 Transaction fees cannot be waived by maintaining the required minimum balance. For additional transaction fees that may apply, please see the Business Banking Schedule of Fees and Charges.
5 Additional fees/charges may apply. Please see details listed in applicable Account Agreements and the Business Banking Schedule of Fees and Charges.
6 Please consult with one of our Business Banking Representative for more details.
