Individual Retirement Account (IRA)

We offer Traditional and Roth IRA CD accounts.

Please visit a branch to open an IRA CD account.

Term	Required Minimum Balance to Open	Interest Rate	APY*
9 Month	$1,000.00	3.94%	4.00%
1 Year	$1,000.00	3.80%	3.85%
2 Years	$1,000.00	3.70%	3.75%
3 Years	$1,000.00	3.55%	3.60%
4 Years	$1,000.00	3.45%	3.50%
5 Years	$1,000.00	3.45%	3.50%

*APY refers to Annual Percentage Yield and assumes interest remains on deposit until maturity. APY is accurate as of 10/18/2024. Rates are fixed for the term of CD. Interest is compounded quarterly and interest is paid at maturity. The account requires a minimum opening deposit based on term and APY and is listed above. Interest begins to accrue on the business day you make your deposit. CD rates are subject to change at any time and are not guaranteed until CD is opened. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. For further information about terms and conditions, see the Personal Banking Schedule of Fees and Charges and Terms and Conditions of Your Account, call us or visit a location near you.